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About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at YAZ HOME LOANS INC., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.

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Are You Ready to Buy Your Dream Home?

Find out how much you can afford before you begin your search for a home!

What exactly is a mortgage brokerage?

Getting a mortgage is one of the biggest financial transactions of your life. When you're committing to something that big, how can you be sure you've found "the one?' That's where the Yaz Home Loans network comes in.

Think of a mortgage broker as the ultimate matchmaker. Working with multiple banks and lenders, Yaz Home Loans originators look closely at your unique situation to help you find the best loan to meet your needs.

Then, they take it a step further. Saving you time and money by shopping on your behalf, they comb through thousands of home loan products to hone in on your most competitive rate. This means more options to choose from and a lot more confidence when you're ready to say "I do." Now that's a commitment.

HONORING OUR VETERANS

We’re VA loan specialists here to help our heroes!

REFINANCE YOUR HOME WITH A LOW-INTEREST RATE LOAN

You served our country. Let us serve you with a VA interest rate reduction loan.

Fast closings – 15 days or less, on average
No appraisal needed!!
No income or asset verification required
No out-of-pocket money at closing
Reduced or waived funding-fee options
Mortgage-only credit report pull
Special pricing on VA IRRRLs now through Veteran's Day

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating

5.0

25 reviews

Sonny is the outstanding mortgage broker. He is a top-tier realtor in Southern California. He help me find a new home during the holidays and busy schedules. I’ve never felt like I was alone and he was there every step of the way and closed a new home dur ...

Sonny is the outstanding mortgage broker. He is a top-tier realtor in Southern California. He help me find a new home during the holidays and busy schedules. I’ve never felt like I was alone and he was there every step of the way and closed a new home during the busy month of December 2024. Best costumer service when sell and buying a new home. Yaz home loans is for anyones mortgage necessity.

WarrenHS_primos

1 month ago

Posted on Google

Sonny is the best mortgage broker period! He goes above and beyond for his customers. From selling my old home to house hunting for a new home. Sonny has become family since I began using his services. He is honest and trustworthy, works hard to get the ...

Sonny is the best mortgage broker period! He goes above and beyond for his customers. From selling my old home to house hunting for a new home. Sonny has become family since I began using his services. He is honest and trustworthy, works hard to get the job done. I trust that he will have my best interest at heart, I highly recommend Yaz home loans for veterans or anyones mortgage needs!

1 month ago

Posted on Google

what a wonderful experience that we had with Yaz He spent the time to explain everything every step of the way Always available to speak with us and answer any questions that we have. I will definitely use him on our next purchase of a house.

what a wonderful experience that we had with Yaz He spent the time to explain everything every step of the way Always available to speak with us and answer any questions that we have. I will definitely use him on our next purchase of a house.

2 months ago

Posted on Google

On behalf of my family, I would love to thank Sonny for helping to make our dream come true. We really appreciate everything that you have done for us and as hard as you worked to guarantee we got our home!!!!!!! I recommend your services with both plea ...

On behalf of my family, I would love to thank Sonny for helping to make our dream come true. We really appreciate everything that you have done for us and as hard as you worked to guarantee we got our home!!!!!!! I recommend your services with both pleasure & confidence in your ability to find the best possible outcome for any of your customers!!!!!! Sonny is an exceptional mortgage broker who will keep you advised every step of the mortgage process with a positive attitude and outlook on life. I love that!!!!!! 💜 Samantha

9 months ago

Posted on Google

Yaz home loans hands down are the most resilient and reliable lenders I have ever worked with! They make sure that you are well taken care of and that you are getting the best rates for your purchase! Sonny has been amazing and he put in a lot of work and ...

Yaz home loans hands down are the most resilient and reliable lenders I have ever worked with! They make sure that you are well taken care of and that you are getting the best rates for your purchase! Sonny has been amazing and he put in a lot of work and extra effort to make sure we were able to purchase our dream home! The process was fairly easy and he stayed on top of things from day 1! We will definitely use him again in the future and I recommend anyone to give him a call if your looking for a home loan! He is amazing and will work his tail off to get you into a home! Thanks Sonny for all the hard work and effort you put into this one!, my wife and kids are super excited about moving I to our new house! God Bless you and your team!

9 months ago

Posted on Google

Sonny is the Best! My loan process was quick and easy. Before I knew it, I was in my new home. Thank you so much Sonny for you and your Team.

Sonny is the Best! My loan process was quick and easy. Before I knew it, I was in my new home. Thank you so much Sonny for you and your Team.

Andrew Marshall

10 months ago

Posted on Google

YAZ home loans was the absolute best to work with! Sonny is amazing and got everything concerning our loans done so quickly. Sonny and his team were so on top of everything. Even when we had issues with the escrow company the seller’s picked, they were al ...

YAZ home loans was the absolute best to work with! Sonny is amazing and got everything concerning our loans done so quickly. Sonny and his team were so on top of everything. Even when we had issues with the escrow company the seller’s picked, they were always calling to make sure things were done so that we can finish on time and we were actually able to close on our home earlier than expected. This was the absolute best company I have worked with and I would highly recommend them to anyone looking for a home loan. Thank you to Sonny and his team! You guys are the best!!

11 months ago

Posted on Google

I have had the pleasure to work with sonney on several personal loans and have referred him many friends. He has come though every single time with excellent customer service.

I have had the pleasure to work with sonney on several personal loans and have referred him many friends. He has come though every single time with excellent customer service.

1 year ago

Posted on Google

We had a great experience with Yaz Home Loans. Sonny was honest and upfront and made the process easy and got us great rates. Armen K

We had a great experience with Yaz Home Loans. Sonny was honest and upfront and made the process easy and got us great rates. Armen K

1 year ago

Posted on Google

Sonny is the best mortgage broker. He goes above and beyond for his customers. Sonny has become family since I began using his services. He is honest and trustworthy, works hard to get the job done. I trust that he will have my best interest at heart spec ...

Sonny is the best mortgage broker. He goes above and beyond for his customers. Sonny has become family since I began using his services. He is honest and trustworthy, works hard to get the job done. I trust that he will have my best interest at heart specially in this industry where women have to be careful because people try to take advantage. I highly recommend Yaz home loans for anyones mortgage needs.

1 year ago

Posted on Google

Sonny got me refinanced within 2 weeks. Thank so much for the time and money you saved me, in Aliso Viejo . Great job!

Sonny got me refinanced within 2 weeks. Thank so much for the time and money you saved me, in Aliso Viejo . Great job!

1 year ago

Posted on Google

If you need an honest and efficient person to help with any home loans/ realty related business, Sonny with Yaz Home Loans is the person to work with. I have reached out for his help for various needs and recommended him to friends and family because of t ...

If you need an honest and efficient person to help with any home loans/ realty related business, Sonny with Yaz Home Loans is the person to work with. I have reached out for his help for various needs and recommended him to friends and family because of the excellent service and expertise he has provided over the years. He has become practically family. Thank you Sonny I appreciate you 🙏 Oh and He is a VA loans expert!

1 year ago

Posted on Google

Awesome experience working with Sonny. Highly recommend his services. Very knowledgeable, kept us informed every step of the way, helped us with very fast closing. Will use his services in the future.

Awesome experience working with Sonny. Highly recommend his services. Very knowledgeable, kept us informed every step of the way, helped us with very fast closing. Will use his services in the future.

Sandra Mitchell

2 years ago

Posted on Google

It was a pleasure working with Sonny. Professional, prompt, educational and trustworthy. He kept me informed with each step of the process. He always kept my family and I at our best interest. Will be connecting soon! Thank you so much for everything Sonn ...

It was a pleasure working with Sonny. Professional, prompt, educational and trustworthy. He kept me informed with each step of the process. He always kept my family and I at our best interest. Will be connecting soon! Thank you so much for everything Sonny.

Marylou Fernandez

2 years ago

Posted on Google

My name is Dr. Eddie Halasa and I met Mr. Sonny recently Through a friend recommendation. I have had multiple experiences with mortgage broker’s through my previous deals To close on real estate properties. My experience with Sonny Changed My perspective ...

My name is Dr. Eddie Halasa and I met Mr. Sonny recently Through a friend recommendation. I have had multiple experiences with mortgage broker’s through my previous deals To close on real estate properties. My experience with Sonny Changed My perspective and give me confidence to do more deals in the future. I wish I could give him 10 stars instead of five. It was the best experience I’ve ever had and I never met somebody that is so focused and diligent and honest like him. I will not hesitate to do any business with him in the future and I would extremely recommend him. Thank you again for making this the most pleasant experience. Great job

3 years ago

Posted on Google

Sonny is very wise, caring, highly experienced and a pleasure to work with. He answered our questions promptly with great detail. We felt very comfortable and blessed to work with him. We highly recommend his service.

Sonny is very wise, caring, highly experienced and a pleasure to work with. He answered our questions promptly with great detail. We felt very comfortable and blessed to work with him. We highly recommend his service.

Michele Velazquez

3 years ago

Posted on Google

Amazing costume service. Sonny was very dedicated and very detailed oriented what made the transaction fast and stressless. Thank you

Amazing costume service. Sonny was very dedicated and very detailed oriented what made the transaction fast and stressless. Thank you

Daniela Magnani

3 years ago

Posted on Google

I am Navy veteran and I want to find the best Home Loan during the pandemic with no haggling. Yaz is professional, friendly and responds to questions quickly! Yaz are the best Home Loan Office in California. Thanks again Yaz! 🙏

I am Navy veteran and I want to find the best Home Loan during the pandemic with no haggling. Yaz is professional, friendly and responds to questions quickly! Yaz are the best Home Loan Office in California. Thanks again Yaz! 🙏

3 years ago

Posted on Google

Yaz got us an incredible rate mortgage refi! Extremely responsive. Got while loan done in a matter of weeks. Highly recommended. Thank you!

Yaz got us an incredible rate mortgage refi! Extremely responsive. Got while loan done in a matter of weeks. Highly recommended. Thank you!

4 years ago

Posted on Google

Very professional Sonny put's in the leg work and he makes it happen very excellent customer service

Very professional Sonny put's in the leg work and he makes it happen very excellent customer service

Mirella Ramirez

4 years ago

Posted on Google

Sonny and his team operate at a high level. They are extremely polite and professional and work hard to provide their clients with quality service. Whenever I had a question, a response was provide usually in minutes, regardless of the day. The refi proce ...

Sonny and his team operate at a high level. They are extremely polite and professional and work hard to provide their clients with quality service. Whenever I had a question, a response was provide usually in minutes, regardless of the day. The refi process was almost effortless on my part besides providing the required documents. No schemes. No shenanigans. I highly recommend Yaz Home Loans for any of your home buying or refinancing needs.

4 years ago

Posted on Google

Took the time to answer all questions ,cover all concerns and No hidden punchlines if you know to mean. Really upfront and convenient.

Took the time to answer all questions ,cover all concerns and No hidden punchlines if you know to mean. Really upfront and convenient.

4 years ago

Posted on Google

Yaz Home Loans is the best brokerage in the business. You need not look any further. Sonny works diligently on everything and finds the lowest rates around. Very happy to of completed two deals with Yaz Home Loans, thus far. Looking forward to doing it ag ...

Yaz Home Loans is the best brokerage in the business. You need not look any further. Sonny works diligently on everything and finds the lowest rates around. Very happy to of completed two deals with Yaz Home Loans, thus far. Looking forward to doing it again soon.

4 years ago

Posted on Google

Yaz is very helpful and dependable he is on top of everything made the whole process painless I highly recommend his services.

Yaz is very helpful and dependable he is on top of everything made the whole process painless I highly recommend his services.

Mirella Ramirez

4 years ago

Posted on Google

Just a quick note to say that I would highly recommend Sonny for all your home loans needs. In my lifetime I have purchased over 10 properties and working with Sonny was a wonderful experience. Not is he highly knowledgeable on home loans but real estate ...

Just a quick note to say that I would highly recommend Sonny for all your home loans needs. In my lifetime I have purchased over 10 properties and working with Sonny was a wonderful experience. Not is he highly knowledgeable on home loans but real estate as well. I would say he’s the “total package” and replies in a timely manner. Richard T Murrieta

4 years ago

Posted on Google