For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners
Dec 31, 2024 | Purchasing a Home
Starting the process of buying a house is an exciting journey full of opportunities and dreams. Here are some tried-and-true methods to make sure you locate a house that brings you joy long after you've unpacked the boxes, as you prepare to make what may
Dec 26, 2024 | Purchasing a Home
This time of year is great for creating cherished memories with loved ones and enjoying the warmth of home. We hope that your holiday season is filled with laughter, joy, and the special moments that make this season so magical. We Wish you a Merry Christ
Dec 23, 2024 |
Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r
Dec 19, 2024 | Purchasing a Home
There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq
Dec 17, 2024 | Purchasing a Home
For veterans and active military personnel aiming for homes in high-cost housing markets, financial hurdles can often stand in the way. While traditional VA loans provide significant benefits, they may fall short when home prices exceed standard limits. E
Dec 12, 2024 | VA Loans